{"message":"Rates retrieved successfully","data":[{"id":"d870c41a-3453-4ff8-b26b-08284ea45c19","country":"UK","timestamp":1779117054,"lender":"90% LTV Five Year Fixed","initial_rate":"4.84%"},{"id":"d35f188b-9cfe-42c2-9d56-2a65263a58fd","country":"UK","timestamp":1779117054,"lender":"95% LTV Two Year Tracker","initial_rate":"4.89%"},{"id":"cb0a4e46-2b79-444e-9067-e1f34da0f951","country":"UK","timestamp":1779117054,"lender":"95% LTV Five Year Fixed","initial_rate":"5.25%"},{"id":"bd9acf44-60c2-4246-9646-0c86bb9aa783","country":"UK","timestamp":1779117054,"lender":"75% LTV Two Year Tracker","initial_rate":"4.08%"},{"id":"a9a6c7cd-5d09-4794-8956-3b855cc4efe0","country":"UK","timestamp":1779117054,"lender":"95% LTV Two Year Fixed","initial_rate":"5.36%"},{"id":"a7c04cbc-7c64-4347-8993-3ca320051eeb","country":"UK","timestamp":1779117054,"lender":"60% LTV Five Year Fixed","initial_rate":"4.69%"},{"id":"852890d9-cab8-400e-a52b-35ddae4ffbea","country":"UK","timestamp":1779117054,"lender":"90% LTV Two Year Fixed","initial_rate":"4.89%"},{"id":"7fb505f3-6b2d-4c23-bf66-7e9ec3bf5b89","country":"UK","timestamp":1779117054,"lender":"75% LTV Five Year Fixed","initial_rate":"4.74%"},{"id":"6ab4fde7-c9ca-40cb-9e5d-549686165609","country":"UK","timestamp":1779117054,"lender":"90% LTV Two Year Tracker","initial_rate":"4.57%"},{"id":"54e40093-99c4-4ecb-8173-96a98e8cf7e5","country":"UK","timestamp":1779117054,"lender":"75% LTV Two Year Fixed","initial_rate":"4.74%"},{"id":"332642ce-4393-462d-809c-c0ba8bdf5267","country":"UK","timestamp":1779117054,"lender":"60% LTV Two Year Fixed","initial_rate":"4.68%"},{"id":"1785e4b6-b4b6-4be3-9265-bcef8059f3d3","country":"UK","timestamp":1779117054,"lender":"60% LTV Two Year Tracker","initial_rate":"3.96%"}],"success":true}
curl --location --request GET 'https://zylalabs.com/api/5179/uk+mortgage+rates+api/22148/obtain+rates' --header 'Authorization: Bearer YOUR_API_KEY'
{"message":"No rates found for exact date 2026-05-05, but found nearest available data","data":[{"id":"f36cda59-b6b2-4fd9-b58f-dd8010de7c0d","country":"UK","timestamp":1777383306,"lender":"75% LTV Two Year Tracker","initial_rate":"4.08%"},{"id":"de1cb0ac-1fb6-4686-9b53-8e36fc4e44dc","country":"UK","timestamp":1777383306,"lender":"90% LTV Five Year Fixed","initial_rate":"5.00%"},{"id":"d918fdb9-b93e-4118-8435-5c3c69001b5a","country":"UK","timestamp":1777383306,"lender":"60% LTV Two Year Tracker","initial_rate":"3.96%"},{"id":"d077f2ad-51e1-4c51-81b4-f0863da8c58b","country":"UK","timestamp":1777383306,"lender":"95% LTV Two Year Fixed","initial_rate":"5.42%"},{"id":"bb84cd72-0de6-4e3a-afe5-253c17b81c6e","country":"UK","timestamp":1777383306,"lender":"75% LTV Two Year Fixed","initial_rate":"4.87%"},{"id":"ab1fdbbf-0e73-4506-9fed-27326868c789","country":"UK","timestamp":1777383306,"lender":"60% LTV Five Year Fixed","initial_rate":"4.74%"},{"id":"92840b37-e0d1-4538-bb29-47bf536281af","country":"UK","timestamp":1777383306,"lender":"60% LTV Two Year Fixed","initial_rate":"4.79%"},{"id":"2e0d6537-7162-4dca-bb21-7a2c884e78c0","country":"UK","timestamp":1777383306,"lender":"75% LTV Five Year Fixed","initial_rate":"4.74%"},{"id":"1c2afffa-749e-431d-b4da-9fa0a5b1be3c","country":"UK","timestamp":1777383306,"lender":"95% LTV Five Year Fixed","initial_rate":"5.36%"},{"id":"0c66b50b-3410-4e50-b6c4-cf21a658f668","country":"UK","timestamp":1777383306,"lender":"95% LTV Two Year Tracker","initial_rate":"4.89%"},{"id":"063c2cdb-2815-49d6-82e2-5d64bfb00175","country":"UK","timestamp":1777383306,"lender":"90% LTV Two Year Fixed","initial_rate":"5.09%"},{"id":"02f19ded-971e-4a9b-9461-129f7378dc83","country":"UK","timestamp":1777383306,"lender":"90% LTV Two Year Tracker","initial_rate":"4.57%"}],"success":true,"exact_match":false}
curl --location --request GET 'https://zylalabs.com/api/5179/uk+mortgage+rates+api/22149/historical?date=2026-05-05' --header 'Authorization: Bearer YOUR_API_KEY'
注册后,每个开发者都会被分配一个个人 API 访问密钥,这是一个唯一的字母和数字组合,用于访问我们的 API 端点。要使用 英国抵押贷款利率 API 进行身份验证,只需在 Authorization 标头中包含您的 bearer token。
| 标头 | 描述 |
|---|---|
授权
|
必需
应为 Bearer access_key. 订阅后,请查看上方的"您的 API 访问密钥"。
|
无长期承诺。随时升级、降级或取消。 免费试用包括最多 50 个请求。
(年度计费可节省 2 个月 🎉)
英国抵押贷款利率API是一个可靠的来源,提供关于英国当前和历史抵押贷款利率的全面数据。它旨在提供抵押贷款市场的准确视图,提供一系列产品的实时和历史利率信息。该API允许用户访问详尽的抵押贷款利率数据,涵盖不同的贷款价值比(LTV)和多个抵押贷款利率类别。通过结合短期和长期固定利率抵押贷款选项,该API提供了对英国抵押贷款市场的全面视图,使其成为希望分析利率模式和趋势的个人和机构的宝贵资源。
该API包括不同抵押贷款产品的数据显示,按LTV进行细分,LTV指的是贷款金额与财产价值的比例。这些细分通常范围从60% LTV到95% LTV,以满足不同借款人档案和风险水平。所提供的利率包括两年期和五年期固定利率抵押贷款产品,反映了房主和投资者可以采用的不同融资策略。这种细致级别确保用户可以准确确定哪些抵押贷款产品符合他们或客户的财务需求。
该API还提供全面的历史数据,允许用户在较长时间内探索利率环境。通过分析历史数据,用户可以观察长期模式,并在何时进入或退出抵押贷款市场做出更明智的决策。这对于识别周期性趋势或理解外部因素(如英格兰银行基准利率的变化)如何影响不同LTV分段的抵押贷款利率尤其有用。
该API的另一个关键方面是其结构化格式,确保清晰和易用。每个抵押贷款产品条目包括一个唯一标识符和一个时间戳,指示最后一次检索数据的时间。这个时间戳至关重要,因为它确保利率是最新的,这对于紧急财务决策尤其重要。准确时间戳的包含还促进了时间分析,使用户能够将利率变化与特定事件或市场动向相关联。
要使用此API并获取利率,您只需执行获取抵押贷款端点,获取历史记录时需在抵押贷款历史端点中指明日期
有不同的计划适合每个人,包括7天的免费试用
英国抵押贷款利率API提供英国各种金融产品的实时和历史抵押贷款利率数据
英国抵押贷款利率API接收一个日期并返回各种抵押贷款产品的当前和历史利率
除了每月的API调用次数外,没有其他限制
“获取抵押贷款”端点返回按贷款价值比(LTV)分段的当前平均抵押贷款利率,包括周比变化。“抵押贷款历史”端点提供指定日期的历史利率,显示随时间变化的趋势
关键字段包括“贷款价值比(LTV)”、“周环比变化”、“时间戳”、“产品”和特定日期及其对应的利率。每个条目还有一个唯一的标识符以供参考
响应数据结构为一个包含消息和抵押贷款产品数组的JSON对象。每个产品条目包括详细属性,如贷款价值比、特定日期的利率,以及数据检索的时间戳
“获取抵押贷款”端点提供当前抵押贷款利率和变化,而“抵押贷款历史”端点提供指定日期的历史利率,使用户能够分析趋势和模式
用户可以通过指定日期来自定义“抵押贷款历史”接口的请求 “获取抵押贷款”接口不需要额外的参数,因为它会自动获取最新的利率
数据来源于可信的金融机构和市场分析,确保抵押贷款利率反映英国抵押贷款市场的当前市场状况和趋势
典型的用例包括分析投资决策的按揭利率趋势 比较当前利率与历史数据 以及评估经济变化对按揭产品的影响
用户可以分析周比周的变化以识别趋势比较不同LTV细分的利率并利用历史数据做出有关抵押贷款时机和产品选择的明智决策