Top SWIFT - IBAN - Routing Bank Checker API alternatives in 2025

Top SWIFT - IBAN - Routing Bank Checker API Alternatives in 2025

SWIFT - IBAN - Routing Bank Checker API has been a popular choice for developers looking to validate banking information, but there are several alternatives that offer unique features and capabilities. In this blog post, we will explore the best alternatives to the SWIFT - IBAN - Routing Bank Checker API, detailing their key features, pricing, pros and cons, ideal use cases, and how they differ from the original API.

1. Routing Bank Number Checker API

Routing Bank Number Checker API is designed to validate bank routing numbers, ensuring that they are legitimate and belong to recognized financial institutions. This API is particularly useful for developers working in the banking sector or any application that requires accurate routing information.

Key Features and Capabilities

Routing Number Lookup. This feature allows developers to input a routing number and receive detailed information about the corresponding bank. The API checks the validity of the routing number against a comprehensive database of legitimate banks.

{"status":200,"success":true,"message":"Routing Bank 053100465 is valid","data":{"routing_number":"053100465","date_of_revision":"080714","new_routing_number":null,"bank":"SUNTRUST","address":"FL-ORL-7150","city":"ORLANDO","state":"FL","zip":"32809","phone":"(800) 221-9792"}}

routing_number confirms the input, bank gives the name of the financial institution, and address, city, state, and zip provide location details. The phone field allows users to contact the bank directly for further inquiries.

Pricing Details

Pros and Cons

• Pros: Accurate validation of routing numbers, comprehensive bank information, easy integration.
• Cons: Limited to routing numbers, may not cover international banks.

Ideal Use Cases

How It Differs from SWIFT - IBAN - Routing Bank Checker API

2. IBAN Code Lookup API

IBAN Code Lookup API is a powerful tool for verifying the validity of International Bank Account Numbers (IBANs). This API is essential for businesses involved in international transactions, as it helps ensure that funds are directed to the correct accounts.

Key Features and Capabilities

IBAN Lookup. This feature allows users to input an IBAN code and receive validation along with relevant bank information.

{"status":200,"success":true,"message":"DE06711526800063099584 is a valid IBAN","data":{"iban":"DE06711526800063099584","country":"Germany [DE]","sepa_country":"Yes","checksum":"06","bban":"711526800063099584","bank_code":null,"branch_code":null,"account_number":"0063099584"}}

iban field confirms the input, while country provides the country of the bank. The checksum and bban fields are crucial for validating the IBAN structure, and the account_number field specifies the actual account number associated with the IBAN.

Pricing Details

Pros and Cons

• Pros: Quick validation of IBANs, comprehensive bank details, essential for international transactions.
• Cons: Limited to IBANs, may not cover all countries.

Ideal Use Cases

How It Differs from SWIFT - IBAN - Routing Bank Checker API

3. SWIFT Code Lookup API

SWIFT Code Lookup API is designed to help developers find the Bank Identifier Code (BIC) or SWIFT code of financial institutions worldwide. This API is crucial for businesses that need to ensure their international payments are sent to the correct institutions.

Key Features and Capabilities

Code Lookup. This feature allows users to input a SWIFT code and receive validation along with additional bank information.

{"status":200,"success":true,"message":"SWIFT code ABPAPKKA196 is valid","data":{"swift_code":"ABPAPKKA196","bank":null,"city":null,"branch":"-","address":null,"post_code":null,"country":null,"country_code":"-","breakdown":{"swift_code":"ABPAPKKA196","bank_code":"-","country_code":"-","location_code":"-","code_status":null,"branch_code":"-"}}}

breakdown field provides detailed information about the SWIFT code structure, including the bank_code, country_code, and location_code.

Pricing Details

Pros and Cons

• Pros: Essential for international payments, easy to integrate, provides detailed bank information.
• Cons: Limited to SWIFT codes, may not cover all financial institutions.

Ideal Use Cases

How It Differs from SWIFT - IBAN - Routing Bank Checker API

4. IBAN Validator API

IBAN Validator API allows users to validate any bank account information, including IBAN, BIC/SWIFT, and BBAN. This API is particularly useful for businesses that need to handle bank account details programmatically.

Key Features and Capabilities

Iban Check. This feature allows users to input an IBAN code and receive validation along with relevant bank information.

{"status":200,"success":true,"message":"DE89370400440532013000 is a valid IBAN","data":{"iban":"DE89370400440532013000","country":"Germany [DE]","sepa_country":"Yes","checksum":"89","bban":"370400440532013000","bank_code":null,"branch_code":null,"account_number":"0532013000"}}

country, checksum, and account_number.

Pricing Details

Pros and Cons

• Pros: Comprehensive validation of bank account information, supports multiple banking standards.
• Cons: May require additional integration for full functionality.

Ideal Use Cases

How It Differs from SWIFT - IBAN - Routing Bank Checker API

5. IFSC Code Validator API

IFSC Code Validator API is designed to validate Indian Financial System Codes (IFSC), which are essential for electronic payment systems in India. This API is crucial for businesses that need to ensure accurate transactions within the Indian banking system.

Key Features and Capabilities

ISFC Validator. This feature allows users to input an IFSC code and receive validation along with relevant bank and branch information.

{"data":{"valid":true,"bank":"ICICI BANK LIMITED","ifsc":"ICIC0003176","branch":"KUMARASWAMY LAYOUT","address":"ICICI Bank Ltd., N.1811, 50ft Road, Kumarswamy Layout, 2nd Stage, Bangalore, Karnataka.560111","city":"BANGALORE, BANGALORE URBAN","state":"KARNATAKA","std_code":"91","phone":"7204749278"}}

bank, branch, and address.

Pricing Details

Pros and Cons

• Pros: Essential for validating IFSC codes, comprehensive bank and branch information.
• Cons: Limited to Indian banks, may not cover all branches.

Ideal Use Cases

How It Differs from SWIFT - IBAN - Routing Bank Checker API

Conclusion

SWIFT - IBAN - Routing Bank Checker API remains a robust solution for validating banking information, the alternatives discussed offer unique features that cater to specific needs. The Routing Bank Number Checker API is ideal for routing number validation, the IBAN Code Lookup API excels in IBAN validation, the SWIFT Code Lookup API is essential for international payments, the IBAN Validator API provides comprehensive bank account validation, and the IFSC Code Validator API is crucial for transactions within India. Depending on your specific requirements, one of these alternatives may serve your needs better than the SWIFT - IBAN - Routing Bank Checker API.