The Credit Card Integrity API is a powerful tool designed to enhance the security and reliability of online transactions by providing accurate, real-time information about credit cards based on their bank identification number (BIN). As an integral facet of e-commerce and financial services, this API plays a key role in mitigating the risks associated with fraudulent activities by safeguarding the integrity of digital transactions.
One of the strengths of the Credit Card Integrity API is its real-time validation capability. As transactions unfold, the API quickly processes BIN data, providing instant feedback on the legitimacy of the credit card used. This real-time validation is critical to thwarting fraudulent activity and ensuring that only valid transactions are made, thus contributing to a more secure and reliable online environment.
Essentially, the Credit Card Integrity API leverages the bank identification number, the initial six digits of a credit card, to extract relevant information about the issuing institution. This includes details such as bank name, country of origin, card type and other crucial data. By examining this data, users can make informed decisions about the validity and legitimacy of credit card transactions, thereby fortifying their operations against potential threats.
In addition, Credit Card Integrity API is meticulously designed to integrate seamlessly with a wide variety of platforms and applications. Its user-friendly interface and standardized output make it adaptable to various systems, facilitating effortless incorporation into existing infrastructure. Whether integrated into payment gateways, e-commerce platforms or mobile applications, the API introduces an additional layer of security without compromising the user experience.
Accuracy is a paramount consideration in credit card validation, and the Credit Card Integrity API excels in this area. Leveraging comprehensive databases, the API compares the BIN provided with up-to-date information, ensuring the reliability of the results. This accuracy is indispensable for companies seeking to minimize false positives and negatives, thus achieving an optimal balance between security and user convenience.
In summary, the Credit Card Integrity API stands as an indispensable tool in the field of online transactions, providing companies with a robust solution for credit card validation. Its real-time capabilities, seamless integration, accuracy and contribution to regulatory compliance make it an invaluable asset in the fight against fraud. Ultimately, the API fosters a secure and reliable digital ecosystem for both businesses and consumers.
It will receive parameters and provide you with a JSON.
Fraud Prevention: Utilize the Credit Card Integrity API to identify potential fraudulent transactions by verifying the legitimacy of the credit card through its Bank Identification Number (BIN).
Payment Gateway Integration: Integrate the Credit Card Integrity API into your payment gateway to ensure that only valid credit cards are accepted, reducing the risk of chargebacks.
Subscription Services: Verify the authenticity of credit cards used for subscription-based services to prevent unauthorized access and ensure seamless recurring payments.
E-commerce Transactions: Enhance the security of e-commerce transactions by validating credit cards at the point of purchase, minimizing the chances of accepting fake or stolen card details.
Membership Portals: Secure access to premium content or services by verifying the validity of credit cards during the registration process for membership portals.
Basic Plan: 1,000 API calls per day.
Pro Plan: 1,000 API calls per day.
Pro Plus Plan: 10,000 API calls per day
Be able to validate any credit card based on its BIN number (first 6 digits).
Receive data from the Credit Card, CC Issuer, Card Type, Card Level, Card Brand, Issuer Country, and more.
| Object | Description |
|---|---|
bin |
[Required] |
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{"status":200,"success":true,"isValid":true,"message":"The BIN number is valid.","data":{"bin_iin":"373723","card_brand":"AMERICAN EXPRESS","card_type":"CREDIT","card_level":"OPTIMA","issuer_name_bank":"AMERICAN EXPRESS US CONSUMER","issuer_bank_website":"------","issuer_bank_phone":"------","iso_country_name":"UNITED STATES","iso_country_code":"US"}}
curl --location --request GET 'https://zylalabs.com/api/3121/credit+card+integrity+api/3311/bin+checker?bin=373723' --header 'Authorization: Bearer YOUR_API_KEY'
After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the Credit Card Integrity API REST API, simply include your bearer token in the Authorization header.
| Header | Description |
|---|---|
Authorization
|
[Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed. |
No long term commitments. One click upgrade/downgrade or cancellation. No questions asked.
The API allows developers to validate and verify credit card information using the bank identification number (BIN). By providing the first six digits of a credit card, you can verify whether it is a valid credit card or not.
The API follows a secure approach by only requiring the Bank Identification Number (BIN), which consists of the first six digits of a credit card. This approach avoids the need to transmit or store sensitive credit card details.
The API response includes detailed information about the credit card. This includes information such as the validity of the card (whether it is valid or not), the level of the card (e.g., fleet purchase), the currency associated with the card, and the country of issuance.
To access the API, you need to make an HTTP POST request to the API endpoint, providing the first six digits of the credit card (BIN) as a parameter. The API will then respond with a JSON object containing the requested information about the credit card, including its validity, issuing bank details, and location information. You can integrate this API into your application or system to leverage its functionality and enhance your credit card processing capabilities.
The Credit Card Integrity API supports multiple cards.
Zyla API Hub is, in other words, an API MarketPlace. An all-in-one solution for your developing needs. You will be accessing our extended list of APIs with only your user. Also, you won't need to worry about storing API keys, only one API key for all our products is needed.
Prices are listed in USD. We accept all major debit and credit cards. Our payment system uses the latest security technology and is powered by Stripe, one of the world’s most reliable payment companies. If you have any trouble with paying by card, just contact us at [email protected]
Sometimes depending on the bank's fraud protection settings, a bank will decline the validation charge we make when we attempt to be sure a card is valid. We recommend first contacting your bank to see if they are blocking our charges. If more help is needed, please contact [email protected] and our team will investigate further
Prices are based on a recurring monthly subscription depending on the plan selected — plus overage fees applied when a developer exceeds a plan’s quota limits. In this example, you'll see the base plan amount as well as a quota limit of API requests. Be sure to notice the overage fee because you will be charged for each additional request.
Zyla API Hub works on a recurring monthly subscription system. Your billing cycle will start the day you purchase one of the paid plans, and it will renew the same day of the next month. So be aware to cancel your subscription beforehand if you want to avoid future charges.
Just go to the pricing page of that API and select the plan that you want to upgrade to. You will only be charged the full amount of that plan, but you will be enjoying the features that the plan offers right away.
Yes, absolutely. If you want to cancel your plan, simply go to your account and cancel on the Billing page. Upgrades, downgrades, and cancellations are immediate.
You can contact us through our chat channel to receive immediate assistance. We are always online from 9 am to 6 pm (GMT+1). If you reach us after that time, we will be in contact when we are back. Also you can contact us via email to [email protected]
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